UNIQA shares flying high

Following the successful re-IPO in October 2013 and the significant increase in trading volumes as a result, UNIQA shares have also been listed on the ATX since 2014, and since 2022 they have additionally been part of the ATX Top Dividend, which combines the 15 shares with the highest dividend yield on the Vienna Stock Exchange.

Share price doubles in 2025

UNIQA shares performed exceptionally well in the first year of our “UNIQA 3.0 – Growing Impact” strategic programme. Having started 2025 trading at €7.80, the share price rose steadily throughout the year, breaking through the €10 mark with a closing price of €10.02 on 26 March. The upward trend continued unchanged in the second half of the year, reaching an interim high of €13.14 on 15 August.

Supported by positive analyst commentaries and higher upside targets, the share regularly traded above €12 in the autumn before picking up significant momentum again from mid-November to reach its high for the year of €15.50 following our capital market update on 17 December. UNIQA shares ultimately closed 2025 trading at €15.46. This means that our share price rose by a total of 97.4 per cent year-on-year, significantly outperforming all benchmark indices. The EURO STOXX Insurance, the benchmark index for the European insurance industry, rose by 31.3 per cent in the same period, while the ATX was up by 45.4 per cent. At the beginning of 2026, the UNIQA share price remained above the €15 mark and stood at xx. March 2026 was at €xx.

UNIQA share performance

In € (indexed)

Shareholder structure remains virtually unchanged

The shareholder structure of the UNIQA Group again remained stable in 2025: the core shareholder UNIQA Versicherungsverein Privatstiftung (Group) continues to hold a total of 49.0 per cent of UNIQA shares. Of these, 41.3 per cent belong to Austria Versicherungsverein Beteiligungs-Verwaltungs GmbH, while UNIQA Versicherungsverein Privatstiftung holds 7.7 per cent. Raiffeisen Bank International AG is another core shareholder that holds 10.9 per cent of shares through RZB Versicherungsbeteiligung GmbH. Finally, the core shareholder Collegialität Versicherungsverein Privatstiftung holds 3.8 per cent of UNIQA shares. The company’s portfolio of treasury shares remains unchanged at 0.7 per cent. The free float amounted to 35.6 per cent by the end of 2025 and therefore represented more than one-third of total shares and a value of €1.7 billion.

The shares of the three core shareholders are counted together as a result of their pooled voting rights. Reciprocal purchase option rights have also been agreed.

Shareholder structure

Dividend proposed of €0.72

As we are aware of our responsibility for UNIQA’s long-term sustainable development and the capital invested by our shareholders, it is important to us that UNIQA shareholders enjoy a reasonable portion of the company’s profits. On the basis of the separate financial statements of UNIQA Insurance Group AG, the Management Board will therefore propose to the Annual General Meeting the payment of a dividend of €0.72 per dividend-bearing share for the 2025 financial year. In total, this corresponds to a distribution of €221 million. The payout ratio is 52 per cent.

Development of UNIQA dividends

in €

In continuous dialogue with the financial community

We attach the utmost importance to providing our shareholders, bond investors, analysts, as well as the entire financial community with regular, comprehensive and up-to-date information regarding our company’s ongoing performance and strategy. To this end, the UNIQA management team was once again available in 2025 to answer the questions of investors and analysts at numerous roadshows, investor conferences and one-on-one meetings. We also held two capital market events in Vienna and London in November 2025, where we provided an update on our “UNIQA 3.0 – Growing Impact” strategic programme and presented updated and even more ambitious targets for 2028 to a wide audience.

The focus here is on profitable growth, further efficiency improvements, expanding our strong market position in Austria and CEE, systematic digitalisation and strategic investments in the healthcare sector. We are aiming for average premium growth of around 6 per cent per year by 2028, while profitability should continue to increase with a combined ratio (loss/cost ratio) of less than 93 per cent and annual earnings growth of at least 7 per cent. The return on equity is expected to exceed 13 per cent. The new strategy also reaffirms our progressive dividend strategy with a payout ratio of 50 to 60 per cent.

All reports and corporate information can also be accessed online at www.uniqagroup.com. In addition, our investor relations team is always happy to answer individual questions: