Consolidated Income Statement from 1 January until 31 December 2025

Consolidated Income Statement

In € thousand

Notes

1 – 12/2025

1 – 12/2024

Insurance service result

3

 

 

Insurance revenue

 

7,115,543

6,557,164

Insurance service expenses

 

–6,280,572

–5,900,427

Reinsurance service result

 

–124,215

–96,255

 

 

710,756

560,482

Financial result

 

 

 

Net investment income

2.4

 

 

Income from investments

 

1,280,123

1,332,730

(of which interest income from the application of the effective interest method)

 

447,814

440,502

(of which changes in value based on the impairment model for expected credit losses)

 

51,300

80,100

Expenses from investments

 

–702,722

–717,996

(of which changes in value based on the impairment model for expected credit losses)

 

–75,463

–47,243

Result of financial assets accounted for using the equity method

 

221,389

134,996

 

 

798,790

749,731

Net investment income from unit-linked and index-linked life insurance

 

 

 

Income from unit-linked and index-linked life insurance investments

 

368,241

402,506

Expenses from unit-linked and index-linked life insurance investments

 

–158,484

–69,556

 

 

209,757

332,951

Financial result from insurance contracts

3

–806,656

–880,926

Financial result from reinsurance contracts

3

7,468

8,416

 

 

209,360

210,171

 

 

 

 

Non-technical result

 

 

 

Other income

11.1

452,937

425,150

Other expenses

11.2

–778,813

–679,622

 

 

–325,876

–254,471

 

 

 

 

Operating profit/(loss)

 

594,239

516,182

Amortisation of VBI and impairment of goodwill

4.2

–33,460

–25,933

Finance cost

 

–44,421

–48,385

Earnings before taxes

 

516,358

441,865

Income taxes

6.1

–93,097

–93,684

Profit/(loss) for the period from continuing operations

 

423,261

348,181

Profit/(loss) from discontinued operations (after tax)

5.3

0

2,282

Profit/(loss) for the period

 

423,261

350,463

of which attributable to shareholders of UNIQA Insurance Group AG

 

424,847

347,640

of which attributable to non-controlling interests

8.4

–1,586

2,823

 

 

 

 

Earnings per share (in €)1)

 

1.38

1.13

Earnings per share from continuing operations

 

1.38

1.13

Earnings per share from discontinued operations

 

0.00

0.00

Average number of shares in circulation

 

306,965,261

306,965,261

1)

Diluted earnings per share equate to undiluted earnings per share. This is calculated on the basis of the consolidated profit/(loss).