Consolidated key figures
The UNIQA Group is one of the leading insurance companies in its two core markets of Austria and Central and Eastern Europe (CEE). Over 21,000 employees and exclusive sales partners serve more than 18 million customers across 14 countries. UNIQA is the second largest insurance group in Austria with a market share of about 21 per cent. In the CEE growth region, UNIQA is present in eleven markets: Bosnia and Herzegovina, Bulgaria, Croatia, Czechia, Hungary, Montenegro, Poland, Romania, Serbia, Slovakia and Ukraine. In addition, insurance companies in Switzerland and Liechtenstein are also part of the UNIQA Group.
Premium distribution
Balanced
portfolio …
… in the core markets of Austria and CEE
In € million |
2025 |
2024 |
Change |
||
|---|---|---|---|---|---|
Premiums written1) |
8,354.7 |
7,719.9 |
+8.2% |
||
of which property and casualty insurance |
5,044.7 |
4,587.0 |
+10.0% |
||
of which health insurance |
1,609.5 |
1,514.5 |
+6.3% |
||
of which life insurance |
1,700.4 |
1,618.4 |
+5.1% |
||
Premiums written UNIQA Austria1) |
4,702.9 |
4,488.3 |
+4.8% |
||
Premiums written UNIQA International1) |
3,353.8 |
3,054.8 |
+9.8% |
||
Insurance revenue |
7,115.5 |
6,557.2 |
+8.5% |
||
of which property and casualty insurance |
4,774.6 |
4,421.8 |
+8.0% |
||
of which health insurance |
1,449.8 |
1,355.8 |
+6.9% |
||
of which life insurance |
891.1 |
779.6 |
+14.3% |
||
Insurance service expenses |
–6,280.6 |
–5,900.4 |
+6.4% |
||
of which property and casualty insurance |
–4,257.6 |
–4,029.8 |
+5.7% |
||
of which health insurance |
–1,333.9 |
–1,255.2 |
+6.3% |
||
of which life insurance |
–689.0 |
–615.4 |
+12.0% |
||
Reinsurance service result |
–124.2 |
–96.3 |
+29.0% |
||
Insurance service result |
710.8 |
560.5 |
+26.8% |
||
of which property and casualty insurance |
396.3 |
306.2 |
+29.4% |
||
of which health insurance |
114.8 |
99.8 |
+15.1% |
||
of which life insurance |
199.7 |
154.5 |
+29.2% |
||
Administrative expense ratio |
15.3% |
15.9% |
– |
||
Combined ratio (net after reinsurance) |
91.7% |
93.1% |
– |
||
Financial result |
209.4 |
210.2 |
–0.4% |
||
of which net investment income |
798.8 |
749.7 |
+6.5% |
||
Non-technical result |
–325.9 |
–254.5 |
+28.1% |
||
Operating profit/(loss) |
594.2 |
516.2 |
+15.1% |
||
Earnings before taxes |
516.4 |
441.9 |
+16.9% |
||
Profit/(loss) for the period from continuing operations |
423.3 |
348.2 |
+21.6% |
||
Profit/(loss) for the period from discontinued operations (after tax) |
0.0 |
2.3 |
– |
||
Profit/(loss) for the period |
423.3 |
350.5 |
+20.8% |
||
Consolidated profit/loss |
424.8 |
347.6 |
+22.2% |
||
Return on equity |
14.3% |
12.4% |
– |
||
Investments |
21,063.6 |
20,725.5 |
+1.6% |
||
Shareholders’ equity |
3,063.8 |
2,889.7 |
+6.0% |
||
Equity, including non-controlling interests |
3,164.8 |
2,941.4 |
+7.6% |
||
Total assets |
29,047.9 |
28,532.1 |
+1.8% |
||
Average number of employees (FTE) |
14,959 |
15,131 |
–1.1% |
||
|
|||||
Premiums written
In € million
Combined ratio1)
In per cent
Earnings before taxes
In € million
Regulatory solvency ratio
In per cent
Dividend per share
In €
Return on equity
In per cent
