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Logo Group Report 2025
  • de
  • en
  • Home
  • At a glance
    • At a glance
    • Growing Impact
    • Consolidated key figures
    • Highlights of 2025
    • Foreword by the CEO
    • 35 years at the Vienna stock exchange
  • UNIQA Group
    • UNIQA Group
    • What we stand for
      • What we stand for
      • Mission
      • Markets
      • Service
      • Focus on high-performing employees
      • Group Executive Board
    • What we want to be
      • What we want to be
      • Overview
      • UNIQA 3.0 – Growing Impact: Ahead of Plan
      • Focusing on satisfied customers
      • Steadily moving towards net zero: UNIQA remains on course
      • UNIQA’s “health ecosystem” is growing
    • We offer investors
      • We offer investors
      • Overview
      • UNIQA shares flying high
      • UNIQA bonds: Solidly financed on a sustainable basis
  • Corporate Governance
    • Corporate Governance
    • Overview
    • Management Board
      • Management Board
      • Composition
      • Work
    • Supervisory Board
      • Supervisory Board
      • Composition
      • Committees
      • Work
      • Independence
      • Measures to promote women
      • Diversity concept
    • Remuneration report
    • Risk report
    • Evaluation
    • Report of the Supervisory Board
  • Management Report
    • Management Report
    • Performance
      • Performance
      • Economic environment
      • UNIQA Group
        • UNIQA Group
        • General
        • Group business development
        • Operating segments
          • Operating segments
          • UNIQA Austria
          • UNIQA International
          • Reinsurance
          • Group Functions and Consolidation
      • Events after the reporting date
      • Outlook
      • Information pursuant to Section 243a(1) of the Austrian Commercial Code
      • Disclosures required under Section 243a(2) of the Austrian Commercial Code
      • Proposed appropriation of profit
    • Consolidated Non-Financial Report
      • Consolidated Non-Financial Report
      • About this report
      • Sustainability statement
      • 1. General information
      • 2. Climate Change (ESRS E1)
      • 3. Biodiversity and ecosystems (ESRS E4)
      • 4. The UNIQA workforce (ESRS S1)
      • 5. Workers in the value chain (ESRS S2)
      • 6. Consumers and end-users (ESRS S4)
      • 7. Business conduct (ESRS G1)
  • Financial Statements
    • Financial Statements
    • Consolidated Income Statement
    • Consolidated Statement of Comprehensive Income
    • Consolidated Statement of Financial Position
    • Consolidated Statement of Changes in Equity
    • Consolidated Statement of Cash Flows
    • Notes to the Consolidated Financial Statements
      • Notes to the Consolidated Financial Statements
      • General information
        • General information
        • Accounting principles
        • Use of judgements and estimates
      • Changes in major accounting policies
      • Segment reporting
        • Segment reporting
        • Operating segments
        • Impairment by segment
        • Operating segments – classified by business line
        • UNIQA International – classified by region
        • Consolidated statement of financial position – classified by business line
      • 1. Financial instruments, investments and financial liabilities
      • 2. Investments
        • Investments
        • 2.1. Investment property
        • 2.2. Financial assets accounted for using the equity method
        • 2.3. Other investments and unit-linked and index-linked life insurance investments
        • 2.4. Net investment income
      • 3. Insurance contracts
        • Insurance contracts
        • 3. Insurance contracts
      • 4. Other non-current assets
        • Other non-current assets
        • 4.1. Property, plant and equipment
        • 4.2. Intangible assets
      • 5. Other current assets and liabilities
        • Other current assets and liabilities
        • 5.1. Other assets
        • 5.2. Cash
        • 5.3. Assets and liabilities held for sale and discontinued operations
      • 6. Taxes
        • Taxes
        • 6.1. Income tax
        • 6.2. Deferred taxes
      • 7. Other provisions
        • Other provisions
        • 7.1. Social capital
          • Social capital
          • 7.1.1. Defined benefit plans
          • 7.1.2. Defined contribution plans
          • 7.1.3. Employees
      • 8. Equity
        • Equity
        • 8.1. Subscribed capital and capital reserves
        • 8.2. Treasury shares
        • 8.3. Capital management
        • 8.4. Non-controlling interests
      • 9. Financial liabilities
        • Financial liabilities
        • 9.1. Subordinated liabilities
        • 9.2. Financial liabilities
      • 10. Liabilities and other items classified as liabilities
      • 11. Other non-technical income and expenses
        • Other non-technical income and expenses
        • 11.1. Other income
        • 11.2. Other expenses
      • 12. Other disclosures
        • Other disclosures
        • 12.1. Group holding company
        • 12.2. Remuneration for the Management Board and Supervisory Board
        • 12.3. Share-based payment agreement with cash settlement
        • 12.4. Relationships with related companies and persons
        • 12.5. Other financial obligations
        • 12.6. Expenses for the auditor of the financial statements
        • 12.7. Consolidation principles
        • 12.8. Scope of consolidation
        • 12.9. Foreign currency translation
      • 13. Significant events after the reporting date
      • 14. Risk report
        • Risk report
        • 14.1. Risk strategy
        • 14.2. Risk management system
        • 14.3. Activities and objectives in 2024
        • 14.4. Challenges and priorities in risk management for 2025
        • 14.5. Risk profile
        • 14.6. Reinsurance
    • Approval for publication
    • Declaration of the legal representatives
    • Auditor’s Report
    • Independent Assurance Report
  • Home
  • At a glance
    • At a glance
    • Growing Impact
    • Consolidated key figures
    • Highlights of 2025
    • Foreword by the CEO
    • 35 years at the Vienna stock exchange
  • UNIQA Group
    • UNIQA Group
    • What we stand for
      • What we stand for
      • Mission
      • Markets
      • Service
      • Focus on high-performing employees
      • Group Executive Board
    • What we want to be
      • What we want to be
      • Overview
      • UNIQA 3.0 – Growing Impact: Ahead of Plan
      • Focusing on satisfied customers
      • Steadily moving towards net zero: UNIQA remains on course
      • UNIQA’s “health ecosystem” is growing
    • We offer investors
      • We offer investors
      • Overview
      • UNIQA shares flying high
      • UNIQA bonds: Solidly financed on a sustainable basis
  • Corporate Governance
    • Corporate Governance
    • Overview
    • Management Board
      • Management Board
      • Composition
      • Work
    • Supervisory Board
      • Supervisory Board
      • Composition
      • Committees
      • Work
      • Independence
      • Measures to promote women
      • Diversity concept
    • Remuneration report
    • Risk report
    • Evaluation
    • Report of the Supervisory Board
  • Management Report
    • Management Report
    • Performance
      • Performance
      • Economic environment
      • UNIQA Group
        • UNIQA Group
        • General
        • Group business development
        • Operating segments
          • Operating segments
          • UNIQA Austria
          • UNIQA International
          • Reinsurance
          • Group Functions and Consolidation
      • Events after the reporting date
      • Outlook
      • Information pursuant to Section 243a(1) of the Austrian Commercial Code
      • Disclosures required under Section 243a(2) of the Austrian Commercial Code
      • Proposed appropriation of profit
    • Consolidated Non-Financial Report
      • Consolidated Non-Financial Report
      • About this report
      • Sustainability statement
      • 1. General information
      • 2. Climate Change (ESRS E1)
      • 3. Biodiversity and ecosystems (ESRS E4)
      • 4. The UNIQA workforce (ESRS S1)
      • 5. Workers in the value chain (ESRS S2)
      • 6. Consumers and end-users (ESRS S4)
      • 7. Business conduct (ESRS G1)
  • Financial Statements
    • Financial Statements
    • Consolidated Income Statement
    • Consolidated Statement of Comprehensive Income
    • Consolidated Statement of Financial Position
    • Consolidated Statement of Changes in Equity
    • Consolidated Statement of Cash Flows
    • Notes to the Consolidated Financial Statements
      • Notes to the Consolidated Financial Statements
      • General information
        • General information
        • Accounting principles
        • Use of judgements and estimates
      • Changes in major accounting policies
      • Segment reporting
        • Segment reporting
        • Operating segments
        • Impairment by segment
        • Operating segments – classified by business line
        • UNIQA International – classified by region
        • Consolidated statement of financial position – classified by business line
      • 1. Financial instruments, investments and financial liabilities
      • 2. Investments
        • Investments
        • 2.1. Investment property
        • 2.2. Financial assets accounted for using the equity method
        • 2.3. Other investments and unit-linked and index-linked life insurance investments
        • 2.4. Net investment income
      • 3. Insurance contracts
        • Insurance contracts
        • 3. Insurance contracts
      • 4. Other non-current assets
        • Other non-current assets
        • 4.1. Property, plant and equipment
        • 4.2. Intangible assets
      • 5. Other current assets and liabilities
        • Other current assets and liabilities
        • 5.1. Other assets
        • 5.2. Cash
        • 5.3. Assets and liabilities held for sale and discontinued operations
      • 6. Taxes
        • Taxes
        • 6.1. Income tax
        • 6.2. Deferred taxes
      • 7. Other provisions
        • Other provisions
        • 7.1. Social capital
          • Social capital
          • 7.1.1. Defined benefit plans
          • 7.1.2. Defined contribution plans
          • 7.1.3. Employees
      • 8. Equity
        • Equity
        • 8.1. Subscribed capital and capital reserves
        • 8.2. Treasury shares
        • 8.3. Capital management
        • 8.4. Non-controlling interests
      • 9. Financial liabilities
        • Financial liabilities
        • 9.1. Subordinated liabilities
        • 9.2. Financial liabilities
      • 10. Liabilities and other items classified as liabilities
      • 11. Other non-technical income and expenses
        • Other non-technical income and expenses
        • 11.1. Other income
        • 11.2. Other expenses
      • 12. Other disclosures
        • Other disclosures
        • 12.1. Group holding company
        • 12.2. Remuneration for the Management Board and Supervisory Board
        • 12.3. Share-based payment agreement with cash settlement
        • 12.4. Relationships with related companies and persons
        • 12.5. Other financial obligations
        • 12.6. Expenses for the auditor of the financial statements
        • 12.7. Consolidation principles
        • 12.8. Scope of consolidation
        • 12.9. Foreign currency translation
      • 13. Significant events after the reporting date
      • 14. Risk report
        • Risk report
        • 14.1. Risk strategy
        • 14.2. Risk management system
        • 14.3. Activities and objectives in 2024
        • 14.4. Challenges and priorities in risk management for 2025
        • 14.5. Risk profile
        • 14.6. Reinsurance
    • Approval for publication
    • Declaration of the legal representatives
    • Auditor’s Report
    • Independent Assurance Report
  • Home
  • Report archive

Report archive

UNIQA Group Report 2024

UNIQA Group Report 2023

UNIQA Group Report 2022

UNIQA Group Report 2021

UNIQA Group Report 2020

UNIQA Group Report 2019

UNIQA Group Report 2018

UNIQA Group Report 2017

UNIQA Group Report 2016

UNIQA Group Report 2015

UNIQA Group Report 2014

UNIQA Group Report 2013

UNIQA Group Report 2012

UNIQA Group Report 2011

UNIQA Group Report 2010

UNIQA Group Report 2009

UNIQA Group Report 2008

UNIQA Group Report 2007

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Published on April 22, 2026

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