27. Liabilities and other items classified as liabilities

In € thousand	31/12/2021	31/12/2020
Reinsurance liabilities
Deposits retained on assumed reinsurance	101,274	116,113
Reinsurance settlement liabilities	61,438	46,555
	162,712	162,668
Insurance liabilities
to policyholders	161,395	183,672
to insurance brokers	77,063	83,254
to insurance companies	27,047	17,411
	265,505	284,337

Other liabilities
Personnel-related obligations	111,540	86,839
Liabilities from services	135,858	122,152
Liabilities from investment contracts	137,477	122,807
Other tax liabilities (without income tax)	71,003	55,964
Other liabilities	133,103	159,453
	588,981	547,216

Subtotal	1,017,197	994,221
of which liabilities with a maturity of
up to 1 year	859,557	889,166
more than 1 year and up to 5 years	37,067	30,600
more than 5 years	120,573	74,454
	1,017,197	994,221

Total liabilities and other items classified as liabilities	1,017,197	994,221