In € thousand |
Provisions for jubilee benefits |
Customer services and marketing provision |
Provision for legal and consulting expenses |
Provision for premium adjustment of insurance contracts |
Provision for portfolio maintenance commission |
Miscellaneous other provisions |
Total |
As at 1 January 2014 |
15,343 |
73,675 |
8,853 |
9,354 |
2,667 |
96,541 |
206,433 |
Additions |
265 |
69,026 |
1,522 |
3,489 |
705 |
61,460 |
136,467 |
Reversal of unused provisions |
–674 |
–3,539 |
–562 |
0 |
0 |
–18,690 |
–23,465 |
Addition due to unwinding of the discount |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
Change in basis of consolidation |
0 |
100 |
0 |
0 |
0 |
–322 |
–222 |
Reclassifications |
0 |
0 |
–1,111 |
0 |
0 |
1,228 |
117 |
Recognised in profit/(loss) for the year |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
Use in current year |
–50 |
–63,336 |
–747 |
–4,922 |
–173 |
–59,537 |
–128,766 |
Foreign exchange differences |
0 |
–163 |
–7 |
–10 |
–25 |
–192 |
–397 |
As at 31 December 2014 |
14,884 |
75,763 |
7,948 |
7,911 |
3,174 |
80,487 |
190,167 |
As at 1 January 2015 |
14,884 |
75,763 |
7,948 |
7,911 |
3,174 |
80,487 |
190,167 |
Additions |
1,414 |
73,879 |
2,504 |
2,768 |
1,792 |
61,708 |
144,065 |
Reversal of unused provisions |
–917 |
–3,137 |
–2,099 |
–3 |
0 |
–19,860 |
–26,017 |
Addition due to unwinding of the discount |
321 |
0 |
0 |
0 |
0 |
0 |
321 |
Change in basis of consolidation |
0 |
0 |
–1 |
0 |
0 |
1,691 |
1,690 |
Reclassifications |
0 |
2 |
0 |
0 |
0 |
–2 |
0 |
Recognised in profit/(loss) for the year |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
Use in current year |
–10 |
–71,219 |
–2,932 |
–4,853 |
–1,023 |
–34,171 |
–114,208 |
Foreign exchange differences |
0 |
–10 |
0 |
7 |
57 |
–23 |
30 |
As at 31 December 2015 |
15,692 |
75,279 |
5,420 |
5,829 |
4,000 |
89,830 |
196,049 |